Credit Reports

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Bump up your credit score in a hurry If you're thinking about buying a house or a car, your credit score is a very important number. The interest rate you'll pay for the money you borrow will be determined, in large part, by this three-digit number that's generated from the information in your credit report. Credit Report and Credit Score Tips Your credit is used by lenders, credit card companies, insurers, landlords, and employers. Check your credit reports and credit scores online and see where you stand. Credit Report Tips Under the Fair and Accurate Credit Transactions Act of 2003, you are entitled to one free credit report per year. Reviewing your credit report may help protect against identity theft. Visit www.annualcreditreport.com to get your credit report. Credit Report Tips There are three credit agencies (Equifax, Experian, and TransUnion), and you can get one free report from each, per year. Only pull from one bureau every three months - and you can check up on your account regularly without having to pay for the yearly fee most agencies want to charge to “watch” your accounts. Credit Report Tips Useful information on credit reports and credit repair. Accurate negative credit information generally can be reported for seven years, but there are exceptions: How To Repair Your Credit Report Credit repair is not something you can accomplish overnight. It took time for your credit to become damaged, and it’s going to take time to get your credit repaired. Follow these steps to get the process started and improve your credit score. Repair Credit Reports Credit Reports Repair! There´s nothing credit repair agencies can repair for consumers' credit reports that they can't repair themselves FREE! Repair your own credit reports free! Understanding Your Credit Report What's in a credit report, how can you check it and how often should you review it? Make sure your credit information is accurate.